Terms of Service

1. Terms of Use

The author and publisher of PutsPlus.org (“Company”) have taken care to prepare the materials on this site accurately and responsibly. However, no representations or warranties are provided regarding the accuracy, applicability, completeness, or suitability of the content. All information on PutsPlus.org is provided strictly for educational purposes. By applying any concepts from this site, you accept full responsibility for your actions and their results.

By accessing or using PutsPlus.org (the “Site”), you agree to comply with these Terms of Service, our Privacy Policy, and any additional terms applicable to specific sections, products, or services. Any use of the Site, whether automated or otherwise, constitutes acceptance of these Terms.

2. Disclaimer

PutsPlus™ provides educational content intended to help investors learn. However, we are not licensed financial advisors and do not provide financial, legal, or tax advice. Nothing on this website should be interpreted as such. Please review our full disclaimer for more details. By using the Site, you acknowledge and agree to this disclaimer.

3. Limited License to You

All materials on this Site are owned by the Company, its affiliates, or licensors and are protected by copyright, trademark, and other intellectual property laws. The Site and its materials are provided for your personal, non-commercial use only. Unless expressly authorized, you may not copy, reproduce, modify, distribute, sell, or otherwise exploit content from this Site. You may download or print a single copy of individual pages for personal use, provided that copyright and proprietary notices remain intact.

4. Your License to Us

By submitting content (e.g., comments, posts, media) to the Site, you confirm that you own the material or have permission to share it. You grant the Company a worldwide, royalty-free, perpetual, irrevocable, non-exclusive license to use, reproduce, modify, distribute, and display your submissions in any format or medium.

Where applicable, certain submissions may be considered “works made for hire,” and ownership of such works will rest with the Company. If not, you agree to assign all rights to the Company without additional compensation. The Company reserves the right, but not the obligation, to use, display, or remove user-submitted content at its discretion.

5. Online Commerce

The Site may provide access to products or services from third-party vendors. The Company is not responsible for the quality, accuracy, reliability, or security of these offerings. Transactions with third-party vendors are solely between you and the vendor, and the Company disclaims any liability arising from such dealings.

By making purchases through the Site, you agree to provide accurate information, act in good faith, and use the Site only for lawful, non-commercial purposes.

6. Interactive Features

The Site may include features such as forums, blogs, or chats. You are solely responsible for the content you post and agree not to submit material that is unlawful, defamatory, offensive, infringing, or otherwise harmful. The Company reserves the right to moderate, edit, or remove content at its discretion and may terminate access for violations of these Terms.

Opinions expressed by users or contributors are their own and do not reflect the views of The Company. The Company is not responsible for reliance on content provided by third parties.

7. Registration & Security

Some Site features may require registration. You agree to provide accurate and current information and to maintain the confidentiality of your login credentials. You are responsible for all activity under your account and must notify the Company immediately of unauthorized use.

8. Limitation of Liability

To the fullest extent permitted by law, the Company, its parent company, subsidiaries, affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Site or its materials, products, or services, including those provided by third parties—even if we have been advised of the possibility of such damages.

Because some jurisdictions do not allow the exclusion or limitation of certain types of damages, these limitations may not apply to you. In such cases, our liability will be limited to the maximum extent permitted under applicable law. You expressly agree that the Company is not responsible or liable for any defamatory, offensive, or unlawful conduct of any user. If you are dissatisfied with the Site, its materials, products, services, or these Terms, your sole and exclusive remedy is to discontinue use.

This Site is under continuous development and is provided “as is” without warranties of any kind, express or implied. We make no representations or warranties regarding accuracy, completeness, reliability, merchantability, fitness for a particular purpose, or non-infringement.

You acknowledge that the content is for educational purposes only and that professional advice—whether legal, financial, tax, or accounting—should always be sought from a qualified advisor.

The Company does not guarantee the performance, effectiveness, or applicability of any third-party sites linked on the Site. Links are provided solely for informational purposes and are not warranted for accuracy, reliability, or any implied purpose.

9. Subscription and Payment

Subscriptions are billed in advance on a recurring basis, which may be monthly, bi-annually, or annually, as selected at the time of purchase. First-time subscribers may be eligible for a free trial period, the length and terms of which will be specified during signup. Unless cancelled prior to the applicable renewal date, subscriptions will automatically renew for successive billing periods. You may cancel your subscription at any time through your account dashboard; however, cancellation will take effect at the end of the current billing period. No refunds will be issued for partial subscription periods.

10. Intellectual Property

All content on PutsPlus.org is protected by U.S. and international copyright law. No part of this Site may be copied, reproduced, modified, or distributed without prior written consent from the Company.

11. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. We will notify subscribers of material changes via email or through our website. Your continued use of PutsPlus™ after such modifications constitutes acceptance of the updated terms.

12. Termination

We reserve the right to suspend or terminate your access to PutsPlus.org at any time, with or without cause, and with or without notice. Upon termination, your right to use the service will immediately cease, and you will not be entitled to any refund of subscription fees.

13. Contact Information

If you have any questions about these Terms of Service, please contact us at info@putsplus.org

14. Miscellaneous

These Terms are binding upon you and the Company, including successors and permitted assigns. The Company may assign its rights under these Terms without restriction. This Agreement is governed by applicable laws, and any disputes will be resolved in accordance with those laws.